AFSA provides protection for working members in good standing in case of an unfavorable judgment in a lawsuit naming members as parties or defendants. 

The plan provides up to $1 million of protection against civil actions arising out of: bodily injury to a student; accidental death of a student; assault or battery accusations; corporal punishment; personal injury for libel, slander or defamation of character; violation of the right to privacy or detention; damage or destruction to the property of others; plus $1 million of protection against employment liability acts or omissions; and up to $15,000 of defense costs for employment liability acts or omissions, sexual misconduct and corporal punishment, subject to the terms of the policy.