AFSA provides up to $25,000 of coverage for defense costs associated with denial of constitutional rights, “failure to educate” and criminal charges arising from school activities, when regular members in good standing are named as parties or defendants, provided that there is complete exoneration of the criminal charges. The plan also provides up to $25,000 to cover defense costs for criminal proceedings when named as parties or defendents resulting from corporal punishment regardless of outcome, and up to $5,000 of punitive damages.